For all Korean Spouses Working or Non- Working

Para sa lahat nang Korean Spouses  may trabaho or wala kung nl gusto ninyo magaral tulad nang Cosmeticolgy, Baking , Interior  Design , etc.
Pwede napo ito subukan at LIBRE  PO kailangan  lamang MARUNONG MAKAPAGSALITA at MAKAINTINDI NANG SALITANG KOREAN

ANO DAPAT GAWIN: Pumunta lamang sa pinakamalapit na Goyong Centers sa inyong lugar

Pagdating  dun sa Goyong Center: magtanong kayo kung saan po magaapply nang 취업 성궁 파키지 1

Mga Kailangan  dalhin pagkayo ppunta:
For F6 visa holder working or non working  : ARC ID & Marriage Registration  Certificate
(외국인등록증 & 호인관게증명서)
And if you're working please bring  your contract.

For Korean Citizen Holder : 기본증명서
And if you're working  please bring your contract

And after all the process the Goyong Center will give you a  approval certificate and you will bring to the nearest Nonghyup Bank and they will give you the 내일배음  카드

* please check photos  attached *
Or visit website: www.hrd.go.kr
Or call 1577-1000

Thank you

NPS COUNSELING CENTER FOR FOREIGNER

                                              

FOREIGNER NPS TELEPHONE COUNSELING CENTER

* Weekday 09:00am ~ 18:00pm (except during LUNCH BREAK)
* Chinese - 02-2176-8735
* Thai - 02-2176-8730
* Uzbek ( Russia) - 031-365-3086
* Indonesia - 02-2176-8734 / 031-365-3089
* Filipino - 031-365-3087

Address : 1 Fl. World Tower, 10 shingilro 1gil, Danwongu, Ansan, Gyeonggido

- Zip code : 15402

- Phone number : 031-365-3082~3

- Transportation : Get out of Exit No. 1 at Ansan Station(Line No.4)

- Bus : 11, 22, 55, 909

- Parking Lot : Parking Lot of the building

Address : 272 Gonghang-ro, Jung-gu, Incheon-si(1st Fl. Zone A, Gate 2)

- Zip code : 22382

- Phone number : 032-743-5005~6

- Transportation : Incheon International Airport Station(Airport Railroad)

NPS International Center

 * Department International Service *
Director - 02-2176-8701
Customer service for Social Security Agreements-  02-2176-8702
Overseas beneficiaries management - 02-2176-8703
Global Service - 02-2176-8740

NPS- National Pension Plan Coverage ( please ready every details)

                                      

(1) General criteria for coverage

The general criteria for National Pension coverage are age and residence; income is not included. Accordingly, all Korean residents in Korea aged between 18 and 59, regardless of their income, are covered under the National Pension. Foreign residents residing in Korea whose ages are between 18 and 59 are also covered under the National Pension, apart from some exceptional cases (refer to “Foreigners and Lump-sum Refund”).

(2) Who is excluded from national pension scheme coverage?

Those falling under any of the following categories are excluded from national pension coverage, even if they satisfy the general criteria for coverage:

Government employees, military personnel, private school teachers, specially designated employees working for post offices (they are covered under separate pension plans) and national pension beneficiaries aged between 55 and 59, such as early or old-age pensioners.

(3) Exceptional cases

Anyone aged less than 18 and working at a workplace covered under the National Pension may participate in the National Pension as a Workplace-based Insured Person, with the consent of his/her employer. Additionally, when an insured person with an insured period of more than 1 month reaches the age of 60 and wants to contribute continuously to be entitled to an old-age pension or to receive more pension, he/she may apply for continuous coverage under the National Pension before he/she reaches the age of 65.

Those who are insured under the National Pension are largely divided into Mandatorily and Voluntarily Insured Persons. Mandatorily Insured Persons are subdivided into Workplace-based Insured Persons and Individually Insured Persons. The difference between Workplace-based Insured Persons and Individually Insured Persons is how the national pension contribution is made. The contribution for a Workplace-based Insured Person is equally shared by the employer and the employee, while the contribution for the Individually Insured Person is totally levied on the insured person.

Voluntarily Insured Persons are subdivided into Voluntarily Insured Persons and Voluntarily & Continuously Insured Persons. They may participate in the National Pension upon his/her request.

(1) Workplace-based Insured Persons

The contribution for a Workplace-based Insured Person is equally shared by the employer and the employee. Acquisition or loss of insured status and payment of contributions are made by the employer. All employees and employers aged between 18 and 59 who are working at a workplace with one or more employees shall be covered as Workplace-based Insured Persons. Those who are aged less than 18 and working at a workplace covered under the National Pension may participate in the National Pension with the consent of their employers.

(2) Individually Insured Persons

The contribution for the Individually Insured Person is completely paid by the insured person. Acquisition or loss of insured status is done through application by the insured person. A person who is subject to the general criteria for coverage, but is not a Workplace-based Insured Person nor a Voluntarily Insured Person becomes an Individually Insured Person when he/she falls under one of the following categories:

The self-employed; a person without any income aged 27 or older; a person without any income aged between 18 and 27 who has paid at least one month's contribution

(3) Voluntarily Insured Persons

A Voluntarily Insured Person is not subject to mandatory coverage but can acquire insured status upon his/her application, bearing the total contribution cost him or herself. All Voluntarily Insured Persons can be covered upon their request. In this case their monthly contributions would be determined by median or more value of the Standard Monthly Income of all Workplace-based and Individually Insured Persons, except for those protected under the National Basic Living Security Act. A person falling under any of the following categories may become a Voluntarily Insured Person.

• A person without any income whose spouse is an insured person or a beneficiary under a public pension (Public pensions include the National Pension, Government Employees’ Pension, Military Personnel Pension, Private School Teachers’ Pension, and Specially Designated Post Office Employees’ Pension);
• A person without any income who is less than 27 years old and has never paid any contributions;
• A person protected under the National Basic Living Security Act;
• Retired persons entitled to benefits under the Government Employees’ Pension, Military Personnel Pension, Private School Teachers’ Pension, and Specially Designated Post Office Employees’ Pension.

(4) Voluntarily & Continuously Insured Persons

A currently or formerly insured person loses his/her insured status upon reaching the age of 60. But those who want to contribute continuously to fulfill the minimum insured period for the Old-age Pension or to increase the amount of pension benefits may continue to participate in the National Pension upon their application.

A currently or formerly insured person, including foreigners who have reached the age of 60, or employees with special occupations, such as miners or fishermen under the age of 60 who are entitled to the Old-age Pension, may be covered as a Voluntarily & Continuously Insured Person.

A person falling under any of the following categories cannot be covered as a Voluntarily & Continuously Insured Person:

• A person who received a Lump-sum Refund due to reaching the age of benefit eligibility or disqualification of voluntarily & continuously insured status;
• A person who has never paid any contributions (the person may be covered as a Voluntarily & Continuously Insured Person after paying an unpaid contribution.)
• A person who has been exempt from the payment of contribution for the whole of his/her insured period
• An old-age pension beneficiary Voluntarily & Continuously Insured Person is divided into the Voluntarily & Continuously Workplace-based Insured Person, the Voluntarily & Continuously Individually Insured Person and the Other Voluntarily & Continuously Insured Person.

Voluntarily & Continuously Insured Persons pay all contributions themselves. The income criteria for a Workplace-based Insured Person are applied correspondingly to a Voluntarily & Continuously Workplace-based Insured Person. The income criteria for the Voluntarily & Continuously Individually Insured Person are the same as the criteria for the Individually Insured Person. The income criteria for other Voluntarily & Continuously Insured Persons are the same as the criteria for the Voluntarily Insured Person.

 

Source: ww.nps.go.kr

NPS -Contributions " Read every details "

                          NPS -Contributions " Read every details "
                   ( National Pension Insurance - Kukmin)



Since the relevant acts were amended, the National Health Insurance Service (NHIS) has been collecting contributions for all social insurance programs (National Pension, Health Insurance, Employment Insurance, Industrial Accident Compensation Insurance) since Jan. 1, 2011.
  Therefore, administrative affairs related to collecting contributions, such as the issuance of notices for the payment of contributions determined by NPS, solicitation for the payment and disposition of arrears, are conducted by the NHIS.
Contact Information of the NHIS : 82-2-390-2000 (English Consulting)
The National Pension Scheme is a social insurance program. Accordingly, the funds required for benefit payments are mainly acquired from contributions made by insured persons and their employers. The contribution of Workplace-based Insured Persons is equally shared by the employer and the employee (the insured person), while Individually Insured Persons, including Voluntarily Insured Persons and Voluntarily & Continuously Insured Persons, pay all of their contributions by themselves. The government's financial support is temporarily provided for some portion of contributions paid by farmers and fishermen.

The contribution rate was set low at the initial stage of the scheme and has been gradually increased, with consideration of its effects on the national economy, for the purpose of alleviating the financial burden on insured persons and employers.

(1) Workplace-based Insured Persons and Voluntarily & Continuously
Workplace-based Insured Persons

The contribution rate for both Workplace-based Insured Persons and Voluntarily & Continuously Workplace-based Insured Persons was raised from 3% in 1988, to 6% in 1993, and to 9% in 1998. During the period from 1988-1992, the contribution of Workplace-based Insured Persons was equally shared by employee and employer. And, from 1993 to 1998, the contribution was equally shared by the employee, employer, and Retirement Payment Reserve. However, since April 1999, both the employee and the employer have been sharing the responsibility of paying contributions. But Voluntarily & Continuously Workplace-based Insured Persons should pay all their contributions by themselves.
Table 1 shows the contribution rate of Workplace-based Insured Persons and Voluntarily & Continuously Workplace-based Insured Persons.
※ Retirement Payment Reserve: Pension contributions appropriated from the deducted portion of employees’ severance pay. This was repealed by an amendment of the National Pension Act in April 1999.

<Table 1>Contribution rates for Workplace-based Insured Persons and Voluntarily &
Workplace-based Insured Persons (Unit: %)

Contribution rates for Workplace-based Insured Persons and Voluntarily & Workplace-based Insured Persons

Year		1988~1992	1993~1997	1998	1999 and thereafter
Workplace-based Insured Persons	Total	3	6	9	9
	Employee	1.5	2	3	4.5
	Employer	1.5	2	3	4.5
	Retirement Payment Reserve	-	2	3	-
Voluntarily & Continuously Workplace-based Insured Persons		3	6	9	9.0

(2) Individually Insured Persons and Voluntarily & Continuously Insured Persons

The contribution rate for Individually Insured Persons and Voluntarily & Continuously Insured Persons was 3% from July 1995 to June 2000 and began to increase annually by 1% from July 2000 until it reached 9% in July 2005. Workplace-based Insured Persons also have the contribution of 9%. The government has provided farmers and fishermen with financial subsidies since July 1995.

(3) Voluntarily Insured Persons and Other Voluntarily & Continuously Insured
Persons

The contribution rate for Voluntarily Insured Persons and other Voluntarily & Continuously Insured Persons was set at the same level as that for Workplace-based Insured Persons during the period from 1988 to March 1999. But as mandatory coverage extended to the general public in April 1999, the contribution rate was applied at the same rate used for Individually Insured Persons, in order to achieve equity with Individually Insured Persons and Voluntarily & Continuously Individually Insured Persons.
Table 2 shows changes in the contribution rate for Voluntarily Insured Persons and Other Voluntarily & Continuously Insured Persons.

<Table 2> Contribution rate for Voluntarily Insured Persons and Other Voluntarily & Continuously Insured Persons (Unit: %)

Contribution rate for Voluntarily Insured Persons and Other Voluntarily & Continuously Insured persons

1988~1992	1993~1997	Jan.1998~ Mar.1999	Apr. 1999~ Jun. 2000	Jul.2000~ Jun. 2001
3	6	9	3	4

Contribution rates for Voluntarily Insured Persons and Voluntarily & Continuously Insured Persons

Jul.2001~ Jun. 2002	Jul.2002~ Jun. 2003	Jul.2003~ Jun. 2004	Jul.2004~ Jun. 2005	Jul.2005 and thereafter
5	6	7	8	9

The contribution is calculated by multiplying the insured person's Standard Monthly Income by the contribution rate. Monthly Income is the amount equivalent to the monthly income reported by an employer or the insured person, within the scope of a minimum of 270,000 won, but not exceeding 4,210,000 won. (Amounts less than one thousand won are rounded off. And the range of Standard Monthly Income is adjusted on July 1 of every year.) The Standard Monthly Income is a basis for the calculation of contributions and is also an important factor for the calculation of pension amounts.

(1) Workplace-based Insured Persons and Voluntarily & Continuously
Workplace- based Insured Persons

The Standard Monthly Income of an insured person who initially gained or regained insured status is the amount reported by the employer. The Standard Monthly Income of an insured person who worked more than 30 days in the previous year is adjusted every July based on the taxable income under the Income Tax Act of the previous year. It is applied from July of the relevant year to June of the next year. The income of the employer at a non-corporate workplace is the income earned from business.

(2) Individually Insured Persons and Voluntarily & Continuously Insured Persons

The income of Individually Insured Persons and Voluntarily & Continuously Insured Persons is equal to the amount gained by summing agricultural income, forestry income, fishery income, earned income, and business income. These terms are defined below.
Agricultural income is defined as income gained from sowing, growing fruit, horticulture, silk raising, planting seedlings, raising of special crops, raising livestock, breeding stock or hatching, and accompanying services)
Forestry is defined as income gained from forest management, forest products, raising of wild birds and animals, and accompanying services.
Fishery income is defined as income gained from fishery, and accompanying services.
Earned income is defined as the taxable earned income under the Income Tax Act.
Business income is defined as income gained from whole sale, retail sale, the manufacturing industry and other businesses.

(3) Voluntarily Insured Persons and Other Voluntarily & Continuously Insured
Persons

For Voluntarily and other Voluntarily & Continuously Insured Persons, the Standard Monthly Income is the median value of the Standard Monthly Income of all Workplace-based and Individually Insured Persons as of December 31 of the preceding year. Their income may be reported as more than that, if they want to, but, if those protected under the National Basic Living Security Act want to be covered as Voluntarily Insured Persons, their income will be decided based on the amount gained by summing earned income and business income.

The employer is obliged to pay his portion of the contribution with the employee's contribution deducted from his/her wages. The Individually, Voluntarily, and Voluntarily & Continuously Insured Persons are responsible for paying all their contributions. In the event of failure to pay the contribution by the due date, an arrears fee will be imposed at a rate ranging from 3% to 9% of the contribution amount, according to the number of months delayed. The unpaid period is not considered as an insured period, and, if Voluntarily or Voluntarily & Continuously Insured Persons do not pay contributions for three consecutive months, they will automatically lose their insured status. The National Health Insurance Service's right to collect contributions and arrears fees is valid for 3 years. The total amount of pension contributions paid from the year 2002 is income tax deductible.

In the case where a mandatorily insured person has difficulty paying contributions due to termination of business, loss of employment, or an accident, etc., he/she can be exempted from paying contributions by his/her application during the relevant period.
Because the person does not pay contributions for the period of exception to payment of pension contributions, the period is not regarded as an insured period for the calculation of pension benefits, and, accordingly, the amount of pension benefits is diminished proportionately. The person, however, can be entitled to a Disability or Survivor Pension in the event of disability or death, because the person can maintain his/her insured status.
If an insured person under this exception begins earning income again, the person should report it to NPS and begin paying contributions.
People who have no income and fall under one of the following conditions can apply for exceptions to payment of pension contributions: When the insured person experiences termination of business, loss of employment, or suspension of business; when the insured person serves in the army when the insured person attends school; when the insured person is imprisoned;
- when the insured person is in confinement, under probation or in a treatment institution; when the insured person is missing for less than 1 year
- when the insured person's income has been reduced due to a disaster or accident or he/she is not engaged in economic activity.

(1) Additional Insured Period Granted for Childbirth (applies to a person who has
a childbirth after Jan. 1, 2008)

An additional insured period is granted to a parent when he/she gives birth to more than two children. The average Standard Monthly Income for all insured persons over the last 3 years is used as the income for the relevant periods.

Childbirth Credit Period

Number of Children	2	3	4	More than 5
Additional Insured Period Granted	12 months	30 months	48 months	50 months

(2) Additional Insured Period Granted in Return for Military Service (applies to
a person who starts his/her military service after Jan. 1, 2008)

Six months of additional insured period is granted to a person who has successfully finished his/her military service. One half of the average Standard Monthly Income for all insured persons over the last 3 years is used as the income for the relevant periods.

(3) Unemployment Credit (effective from July 1, 2015)

- The government will support those who receive unemployment benefits 75% for his/her contributions for up to a year and have the period included into coverage period.
- The added periods will be reflected to the Old-age Pension benefit amount, however, will not be included in the amount of Disability and Survivor Pensions.

A person is able to increase his/her insured period by paying the contribution corresponding to the period of ‘Exceptions to Payment of Pension Contributions’ after resuming income-earning activities. Postponed contributions may be paid in a lump-sum or in installments.

SOURCE: www.nps.go.kr